As a cooperative financial intermediary, we offer different DEPOSIT WINDOWS where members can place their excess funds at preferred terms, above-market rates, and without tax. The federation will manage the members’ deposits utilizing the lending fund and risk-free, high-yielding government securities. Deposit products available for members’ liquidity funds are:

• Short-term and Long-term Liquidity Fund Deposits Accounts – are wise investment choices for Member’s excess funds to strengthen cooperatives and have the opportunity to participate and earn in a safe and diversified portfolio of securities, bonds, and options with high credit
• Specialty Savings Accounts – are long-term deposits from members’ unutilized resources intended to fund the Federation’s income-generating projects.

We also provide LENDING FACILITY for all eligible members to support their needs with competitive rates and terms. The loans being offered are:

• Rediscounting/ Liquidity Loan (short-term & long-term)
• Credit Line Facility (short-term & long-term)

Part of our financial facilities is providing INSURANCE REFERRALS to our members through partnerships with several dependable insurance organizations. This is our CENTRALIZED MUTUAL BENEFIT ASSISTANCE, aimed at accommodating the members’ needs for reliable and affordable insurance coverage for the following:

• LOAN PROTECTION PLAN is the federation’s offering to all members. It is designed to safeguard the cooperatives from financial losses resulting from non-payment of loans in case of a member’s death or total disability. This plan has been implemented to address the members’ needs through a mutually beneficial service following the provisions outlined in Article 117 of the Republic Act 9520, also known as the Cooperative Code of 2008.

• DAMAYAN (Bereavement) ASSISTANCE is Integrated bereavement assistance for all individual members utilizing the insurance concept to free the cooperative from any liability resulting from unauthorized insurance scheme practices.

• SECURITY/PAYROLL/ROBBERY INSURANCE is insurance coverage that covers loss of money and securities by any cause within or outside the premises and loss of payroll money occurring within and outside the premises of the cooperatives.

• BONDING & OTHER INSURANCE PRODUCT REFERRALS Protection of the Cooperative against losses resulting from failure to meet the obligation. Surety bond for Accountable Officers and other Insurance, such as fire and vehicle insurance, but not limited to.
• HEALTH CARE MAINTENANCE & INSURANCE PROGRAM: A product that offers health insurance and HMO that covers 18-year-olds- to 75-year-old members who are in good health and actively at work. The health program includes the following benefits:

• • In-Patient Benefit
  • Out-Patient Benefits
  • Comprehensive Wellness Program
  • Annual Physical Exam
  • Emergency Care
  • Financial Assistance
  • Dental Benefits